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Revision as of 04:02, 26 April 2012 by Manjeet (talk | contribs)
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Health insurance is also referred to as Mediclaim. This is an insurance plan which offers financial help to you and your family members against all types of monetary predicaments such as cost of hospitalization which comes up in event of any kind of medical emergency. In a health insurance scheme one has to pay a fixed sum of money in form of premium to insurance company and ones gets back a stipulated sum of insurance amount to meet up your claims. The concept of Health insurance is not new in Indian market but it has become very important only in last few years. This is due to escalation of health related expenditures. In the present times life of everyone has become volatile. We never know when a disease will eat up our hard earned money. The health insurance plan adds a certain degree of security in our life because we know that insurance company will pay us money in event of any kind of illness.